Mortgage Information
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Financing can be a little daunting. There's the bank. The mortgage company. The internet. The low down payment loan. PMI. The no-downpayment loan. The balloon. The ARM. It goes on and on and on...
That's why I try to refer my clients to experienced, reputable mortgage professionals who are in the local market. These people have a vested interest in making sure that my clients' are taken VERY GOOD CARE OF and that their transactions go smoothly. And it's definitely easier to handle those last-minute details and challenges if the lender is right in town.
That being said, you are welcome to choose any lender for your financing needs. I will work with whomever you choose, and help you in any way that I can.
One note: if you're concerned about a down payment...don't be. My very first sale was for a client who had no money down. They even received a check at closing! Now I can't promise that for you, but I can tell you that there are many ways to work around the down payment problem.
If you have questions or concerns about financing as part of your home purchase, please feel free to contact me and I'll be happy to talk it through with you.
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Use the mortgage calculators below to assist you in making some decisions around financing your new home.
Mortgage Qualification Calculator
This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.
Mortgage Payment Calculator & Amortization Table
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.